Combining makes your life easier, eliminating the inconvenience of juggling policies with multiple companies. It cuts down on paperwork, you don’t have to remember different due dates, account logins, and you are building a relationship with one person.
Combining is an attractive option because savings can often be seen immediately. Frequently purchasing multiple policies together will provide instant discounts on all policies.
Sometimes, the money you save isn’t immediately apparent. In the event of a claim, being with one carrier may allow you to file just one claim with one cheaper deductible. For example, if home and auto are together, and a flood caused damage to your garage and the car parked inside, you may only need to pay one deductible instead of two.