Insurance isn’t a commodity
The most important thing we do is try to make sure that your lifestyle is protected. Insurance isn’t a commodity, regardless of how some commercials portray it. If you make the wrong decision purchasing a TV, your lifestyle isn’t at risk. However, if you make a wrong decision purchasing insurance, you could lose everything. For example, the money may not be there to rebuild your house, or the college funds for your kids could vanish if you are at fault in an auto accident.
whose money will you use?
There will come a time in life when we need money for a fire, theft, accident, etc. The question is, whose money will you use – yours or ours? Your money costs you 100¢ on the dollar, our's costs you roughly 25¢ on the dollar.
would you take the risk
Let’s say you pay $1,000 per year for your auto insurance. In 20 years you have paid $20,000. Now, let’s say you have an accident and the total cost is $100,000, which your insurance pays. In this example, our money costs you 20¢ on the dollar. Would you even take a chance and drive if you knew that you might have to pay the full $100,000 yourself? Probably not.
the insurance company
The insurance company is here to issue your policy, answer billing questions and take care of you if you have a claim. Together, we make your perfect team.
They have 3 important functions:
ONE
They issue your policy and provide the discounted dollars when you need them.
TWO
They are available, some 24 hours a day, with the most recent information about your bill and can answer all of your billing questions.
THREE
They handle the claim process, including assigning adjusters, paying your claims, etc.