An annual review is just like your yearly visit to the doctor. It protects your lifestyle and verifies your insurance meets your current needs. It's a good time to discuss changes in your life, increase or reduce coverages and check for new discounts.

There are lots of unexpected ways you benefit from reviews. For example, there is the impact of identity theft. Homeowners’ insurance can have limitations on theft, fire, technology and jewelry losses.

Protecting yourself isn't a once and done event. You don't wear the same pants you did when you were five years old because, besides no longer being in style, they simply don't fit.